Connect your bank accounts in one place for a complete view of your finances. Track balances, transactions, and spending patterns across all your accounts.
Download App27
Banks Supported
₦2B+
Tracked Monthly
4.8★
App Store Rating
Connect your banks once and Moniger handles the rest — balances, transactions, and patterns always up to date.
Bring your connected accounts together to see your total balance, transactions, and financial activity in one clear view.
Understand how money moves across all your accounts — not just one at a time.
Make informed decisions and move your money forward.
Stop logging into three different banking apps. Moniger pulls your accounts together so you always know your total financial position at a glance.
Every time you spend or receive money across any connected account, Moniger captures it, categorises it, and adds it to a single unified transaction feed.
Seeing transactions is one thing. Understanding what they reveal is another. Moniger surfaces patterns across all your accounts so you can make decisions with real clarity.
Connect the accounts you already use. More banks are added regularly.
*Don't see your bank? We're adding more — join the waitlist to be notified.
Upload your account statement instead. Moniger organizes your transaction history so you can still get a clearer picture of your finances without a live bank connection.
Linking your accounts is straightforward — and you only do it once.
Create your account in under 2 minutes on iOS or Android.
Select from supported Nigerian banks and link securely.
All balances and transactions appear in one place instantly.
Patterns, budgets, and insights update automatically from here.
Set limits that reflect your real spending.
Use your full financial picture with confidence.
Your connected data is already working. Soon, Moniger's AI will surface anomalies, flag unusual patterns, and give you proactive alerts — not just data, but genuine understanding of what your money is doing.
⚠️ Anomaly detection
An unusual ₦45,000 transfer from your Access Bank account doesn't match your normal spending activity. We've flagged it so you can review it quickly.
₦45K Flagged transaction
🔗 Cross-account pattern
Most of your everyday spending flows through GTBank, while your other connected accounts are used far less. Small changes could help balance your cash flow.
78% Monthly spending from one account
⚠️ Anomaly detection
Your current spending suggests your Zenith account may fall below your usual balance before payday. Planning ahead now could help you avoid a shortfall.
₦20K Suggested transfer
💡 Smart recommendation
You've built a consistent saving habit across your connected accounts. Moving idle funds to Savings Vault could help your money grow without changing your routine.
₦42K Ready to put to work
Connecting your accounts requires trust. Here is how Moniger earns it.
Your connections use 256-bit encryption — the same standard as Nigerian commercial banks. All data is encrypted in transit and at rest.
Moniger can only view your account data — never move, transfer, or modify anything. Your money stays exactly where it is, in your bank.
You decide which accounts to connect and can disconnect any of them at any time, instantly. We never store your banking credentials.
Moniger is designed to help users manage money with more clarity, confidence, and control supported by real product depth and growing trust signals.
4.8
“Moniger completely changed how I think about my salary. I used to wonder where my money went — now I know exactly what's happening every week.”
“As a freelancer, my income is irregular. Moniger helps me budget across different months and make sure I'm always saving something toward my goals.”
“I started investing in US stocks through Moniger and it's been seamless. Having everything in one app makes it easy to stay on top of my finances and my portfolio.”
“Moniger gives me a clear picture of my money every single week. Budgeting finally feels effortless instead of stressful.”
“The split bills feature alone has saved so many awkward conversations with friends. Everything settles automatically and everyone can see who owes what.”
“I never thought I could save consistently until I started using Moniger. The savings goals feature keeps me accountable every single month.”
“Seeing my Moni Score improve month over month has been so motivating. Moniger has genuinely made me more intentional with every naira I spend.”
“I use Moniger to track my side hustle income separately from my salary. The visibility it gives me is something no other app has matched.”
Everything you need to know about connecting your accounts and keeping your financial data in one clear view.
Still have questions? Contact us
Download Moniger and go from financial uncertainty to financial clarity — in your first week.
